Outright Gifts
Outright gifts to Safe Harbor can be made of just about any asset—cash, publicly-traded securities, mutual fund shares, closely-held stock, real estate, life insurance policies, limited partnership interests, and qualified retirement plan assets.

Bequests
With a bequest, you designate in your will or trust that upon your death a fund will be set up through Safe Harbor (or assets added to an existing fund) using either a set dollar amount or a percentage of your estate.

Retirement Plan Beneficiary
If you plan to make a charitable bequest, you may want to consider naming Safe Harbor as a beneficiary of a retirement plan vehicle instead. Most assets that an heir inherits are free from income tax. However, an heir will pay income tax on disbursements from a decedent's retirement plan such as a profit sharing plan, Section 401(k) plan or IRA. If you are going to make a charitable request, it is usually better to transfer the taxable assets subject to income tax to a tax-exempt charity — such as Safe Harbor Christian Foundation — and to transfer assets not subject to income tax to heirs.

Life Income Plans

Charitable Gift Annuities

A charitable gift annuity with Safe Harbor is a way for you to receive a guaranteed income for life and an immediate income tax deduction, while at the same time, leaving a legacy to the charitable cause of your choice.

Charitable Remainder Trusts

Safe Harbor can serve as the charitable beneficiary of a charitable remainder unitrust and annuity trust, both of which pay lifetime income to you or other named beneficiaries. Establishing either trust is simple.

Here is how the process works:

1. Cash or property is transferred to the trust.
2. The income beneficiaries (you or someone you name) receive annually an amount equal to a fixed percentage of the trust's fair market value (unitrust) or a fixed dollar amount (annuity trust).
3. Upon termination of the trust, the assets are transferred to your named fund at Safe Harbor to support your personal charitable giving goals.

Gifts of Remainder Interests
The gift of a remainder interest in a residence or farm typically provides a substantial federal charitable income tax deduction.

You can deed the property to Safe Harbor and retain the right to live in the home or on the farm until death. When the life estate terminates, the real estate generally is sold and the proceeds used by Safe Harbor to support those organizations or purposes you care about.

Charitable Lead Trust

With a charitable lead trust, you may provide that a payment be made to a fund at Safe Harbor for a period of years or for your lifetime or the lifetime of another. When the trust reaches the end of its term, the remainder interest may be transferred back to you or other non-charitable beneficiaries, such as family members, at reduced gift and estate tax values.