how it works

Safe Harbor makes charitable giving easy, flexible and effective by connecting donors’ wishes to the needs of Christian ministries. By partnering with us, donors receive the simplicity and tax advantages of a public charity combined with the personal recognition and involvement of a private foundation. They also gain access to a strong level of strategic thinking on ways to meet ministry challenges at both the national and local level.

Donors can give a gift now, or plan for a gift to be given in the future. Typically, a donor will designate that the gift will be used to establish one of several types of named charitable funds. Carrying out the wishes of donors, Safe Harbor distributes grants from either the income or the principal of this fund to biblically sound ministries, which are nonprofit organizations exempt from income tax under the Internal Revenue Code Section 501(c)(3). Organizations that can benefit from these grants might include local churches and ministries as well as those involved in world-wide evangelism.

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We have been with Safe Harbor since 2002. We feel that their professionalism as CPAs and attorneys provide knowledge about many things and can give advice about how best to grow our money. We consider our money the Lord's money, and we want to use it wisely and put it to work for the Lord. We appreciate the information Safe Harbor has given us on charitable gift giving and other investments.

Marilyn and Albert Yale
Apopca, Florida



Safe Harbor is an organization that spent much time and effort to research our needs and understand our organization so that our foundation accounts would be developed properly. The thoroughness of information and help proved invaluable not just in setting up the accounts, but also in explaining and promoting our long term goals to our people! We are very appreciative of their careful and thorough investment strategies that have rewarded us with good gains every year and helped to meet some of our most immediate needs. Safe Harbor is not just about money, but about ministry. How can they help you meet your ministry's goals by being financially responsible in a way that brings glory to God? Give them a call and put these passionate, professionals to work for you today.

Pr. Rob Knepp
Wayside Christian School
Bucyrus, Ohio



 I am busy as a Bible teacher and a preacher. Neither my wife nor I have the required time or the trained skills to make sound financial investments with our funds. We needed someone to make wise decisions for our investments. We are delighted that Safe Harbor has given us that kind of help for a number of reasons. First, they are competent investors. We started with Safe Harbor when one of their CPAs advised us to put the assets of a stock into a Charitable Gift Annuity to avoid a high capital gains tax. It has been good for the charities that we chose to support and good for our retirement. Second, they are conscientious investors. They invest our funds in harmony with our Christian faith and conscience. Third, they are committed investors giving us an excellent return on our invested funds so that we can give more than we hoped to missionaries and our favorite charities. Fourth, they are consistent investors producing good results each month with the funds that we have entrusted to their care. They have smoothed out the fluctuations that we experienced in the stock market and consistently given us positive gains in times of good and bad economic conditions. We are grateful to the Lord for the help that Safe Harbor has given to us.

Dr. Roger Peterson
Charlotte, North Carolina